Download a Free Pay Stub Template for Microsoft Word or Excel. No Paper Paycheck? Many businesses no longer offer paper paychecks as a way to compensate employees. Instead, they offer paperless options such as direct deposit or prepaid debit cards. Doing so is cost effective and saves time. These options are more secure than paper checks, as well, as payments made by direct deposit are traceable and cannot be lost or stolen as a paper check might be. Unlike a paper paycheck, there is no risk of someone forging a direct deposit. Prepaid debit cards can be set up to require a PIN so that, even if lost or stolen, the money cannot be accessed by anyone but the employee. Even if there is no PIN, an employee can call and cancel a lost or stolen debit card and have a new one issued immediately. A lost or stolen paper check must have a stop put on it and a specified amount of time must pass before a new one can be issued. With all of these benefits, there are few reasons not to switch to a paperless pay plan. However, nothing is truly paperless, it would seem. You still must provide check stubs to your employees. You can simplify this process using one of the following pay stub templates. There is a pay stub template in . Microsoft Word and compatible word processing programs, and a .
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